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Першим кроком до фінансової грамотності є розуміння основних термінів і понять, таких як дохід, витрати, заощадження, борг та інвестиції. Дохід – це всі гроші, які ви отримуєте, а витрати – це гроші, які ви витрачаєте. Заощадження – це частина доходу, яку ви не витрачаєте, а залишаєте на майбутнє. Борг – це гроші, які ви повинні комусь, а інвестиції – це гроші, які ви вкладаєте з метою отримання прибутку в майбутньому.
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